Capacity Capital
works with
livestock agents
to deliver
competitive
livestock FINANCE
to producers

Relationships
made stronger

Anyone in the livestock industry knows the crucial role agents play in helping cattle and sheep producers secure the livestock finance they need to grow their operations.

Capacity Capital is a livestock finance provider who exclusively works with reputable agents to help them better serve their clients by delivering finance more seamlessly, more nimbly.

We offer finance for sheep and cattle.

We know we’ve done a good job if the relationship between agent and producer is made stronger.

We believe in

Fair value

Transparency

Partnership

Our finance
at a glance

We only offer finance for livestock through agents - never direct to producers.

We fund 100% of the purchase price of sheep and cattle.

We provide a loan, so your client owns the livestock.

We settle purchase invoices directly into the agent’s bank account.

We don’t require any guarantee or security from the agent.

We pay monthly distribution fees to our agents based on client loan balances.

How it works

We make finance for livestock easier for agents and more profitable to producers.

Onboarding process

Capacity Capital will train your team members on our finance products, eligibility criteria and systems.

This empowers them to effectively engage clients via a one page intro document to Capacity Capital.

Capacity Capital does all of the credit acceptance, documentation and credit management.

Purchasing process

Livestock purchased by the agent’s client.

Agent invoices the client and copies Capacity Capital.

Capacity Capital draws a loan on the client’s facility and settles the invoice in full directly to the agent’s bank account.

Sale process

Livestock are sold by the client via the agent.

The agent sends a copy of the account sale to the client and copies Capacity Capital.

The agent deducts their commission and forwards the sale proceeds to Capacity Capital’s bank account.

Capacity Capital repays the purchase price and accrued interest, and forwards the surplus to the clients bank account.

Livestock agents we work with

Talk to us about livestock finance
for your clients today

To find out how we can assist you to secure livestock finance for your clients, contact us today.

Want to contact us?

Nick Davison

Head of Sales, distribution
and client experience: 0499 030 525

Dean Coddington

Regional manager:
0455 754 981

Talk to us about livestock finance
for your clients today

Nick Davison

Head of Sales, distribution
and client experience:

#

Regional manager:

#

#

FAQs

Capacity Capital is an “Agency only” livestock funder providing simple, practical, livestock finance solutions to Australia’s livestock producers. Capacity Capital’s sole focus is on distributing its livestock loans through livestock agents. The reason we exist is to help livestock agents build stronger partnerships with their clients, by providing practical, simple livestock finance solutions coupled with old fashioned service.

We work directly with agents to deliver an outstanding livestock finance product and service combination to their clients.

  • The livestock agent identifies clients who could benefit from access to finance to increase livestock turnover.
  • The livestock agent introduces the client to Capacity Capital who establishes a livestock finance facility for the client.
  • It is a requirement that all livestock funded by Capacity Capital are transacted through the livestock agent.
  • The livestock agent performs an important role in controlling flow of funds, ensuring the livestock are well managed and in determining optimum marketing outcomes.
  • Capacity Capital takes all of the repayment risk and pays the livestock agent distribution fees for the role the livestock agent plays in assisting Capacity Capital to manage the risks.
  • The livestock agent does not need to provide any personal guarantees or security in relation to the finance Capacity Capital provides to its clients.
  • Capacity Capital team members work closely with the livestock agent to provide an outstanding client experience.
  • Once we have the necessary information to support an application we usually make a credit decision within 24 to 48 hours.
  • In most cases loan documents are issued the same day or next day after loan approval.
  • There is no limit on the amount of finance livestock agents can secure for their clients.
  • Capacity Capital bases its credit decision on each client’s financial position and will have recourse back to each client. We don’t rely on the agent to provide guarantees or other security and therefore there are no limitations on the livestock agent.
  • The amount of finance to be made available to each client is based primarily on the number of livestock the client can sensibly carry and is also impacted by the clients overall financial position.
Capacity Capital supports livestock agents in all states and territories across Australia.
Yes, Capacity Capital offers livestock finance to both cattle and sheep producers.

*AgriCap is Australia’s premier non-bank specialist agriculture funder.

We believe in creating livestock finance solutions that better benefit producers and agents by giving them more options and control.

AgriCap owns two distinct livestock finance brands:

Capacity Capital – Who deals with clients only via livestock agents.
Legacy Livestock – Who deals exclusively direct to client.

Keep an eye out for our expanded agricultural finance offering in the future.